/* ─── Hero ──────────────────────────────────────────────────────────────── */
.hiw-hero {
  background: linear-gradient(135deg, #064e3b 0%, #065f46 45%, #047857 100%);
  color: #fff;
  padding: 5rem 1rem 4rem;
  position: relative;
  overflow: hidden;
}
.hiw-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.5;
}
.hiw-hero .badge-pill {
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.3);
  color: #fff;
  border-radius: 50px;
  padding: 0.35rem 1rem;
  font-size: 0.8rem;
  letter-spacing: 0.05em;
}
.hiw-hero-title {
  font-size: clamp(2rem, 5vw, 3.25rem);
  font-weight: 800;
  line-height: 1.15;
}
.hiw-hero-title span {
  color: #6ee7b7;
}

/* ─── Steps ─────────────────────────────────────────────────────────────── */
.hiw-step-connector {
  display: none;
}
@media (min-width: 768px) {
  .hiw-step-connector {
    display: flex;
    align-items: center;
    justify-content: center;
    padding-top: 1.5rem;
    color: #d1fae5;
    font-size: 1.5rem;
  }
}
.hiw-step-num {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #d1fae5;
  color: #065f46;
  font-weight: 800;
  font-size: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  flex-shrink: 0;
}
.hiw-step-card {
  border: none;
  border-radius: 1rem;
  transition: transform 0.2s, box-shadow 0.2s;
}
.hiw-step-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 28px rgba(0,0,0,0.1) !important;
}
.hiw-step-icon {
  width: 60px;
  height: 60px;
  border-radius: 1rem;
  background: #ecfdf5;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  font-size: 1.5rem;
  color: #059669;
}

/* ─── Features ──────────────────────────────────────────────────────────── */
.hiw-feature-card {
  border: 1px solid #e5e7eb;
  border-radius: 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.hiw-feature-card:hover {
  border-color: #6ee7b7;
  box-shadow: 0 6px 18px rgba(5,150,105,0.12);
}
.hiw-feature-icon {
  width: 48px;
  height: 48px;
  border-radius: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

/* ─── Fee Modes ─────────────────────────────────────────────────────────── */
.fee-mode-card {
  border-radius: 1rem;
  border: 2px solid transparent;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.fee-mode-card:hover {
  border-color: #059669;
  box-shadow: 0 8px 20px rgba(5,150,105,0.12);
}
.fee-mode-card.featured {
  border-color: #059669;
}

/* ─── Stats ──────────────────────────────────────────────────────────────── */
.hiw-stat-num {
  font-size: 2.25rem;
  font-weight: 800;
  color: #059669;
  line-height: 1;
}

/* ─── CTA Banner ────────────────────────────────────────────────────────── */
.hiw-cta {
  background: linear-gradient(135deg, #064e3b 0%, #065f46 100%);
  border-radius: 1.5rem;
  color: #fff;
  padding: 4rem 2rem;
}

/* ─── Section labels ─────────────────────────────────────────────────────── */
.hiw-section-label {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.75rem;
  font-weight: 700;
  color: #059669;
}

/* ─── Spacing utility ────────────────────────────────────────────────────── */
.py-6 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}